didier at diddy a mortgage we’re gonna
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speak about credit score and I’m gonna do a
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sequence of credit so we’re gonna speak
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about having no credit score zero nothing so I
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had a younger woman she referred to as me up I had
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to go get a secured bank card and that
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secured bank card with the financial institution that
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she went to ask for $300 on that $300
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account I instructed her to max it out the
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very first month 300 utilization finished
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paid off the following 5 months she was
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solely allowed to put $100 every month on
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that bank card and pay it off see what
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occurs is {that a} mortgage it takes six
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months for it to present up
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not beforehand now you may even see Credit
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Karma you may even see your bank card and
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it is exhibiting up however for a mortgage
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functions it is six months so anyhow
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we’re going alongside we get to the six
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month and I pull her credit score report on
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October ninth and she or he has a 708 growth she
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obtained authorised for standard obtained
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authorised for FHA 3% down all day lengthy
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that is what I did so I simply need you to
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know that is how you have to do it now
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keep in mind when you’re credit score
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Carmen these different locations it is not the
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identical as after we pull a mortgage it is a
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completely different on the credit score scores however
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they’re good as a result of it offers you a
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vary and on these completely different websites you
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can see the way it can construct up so I’m
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didier at didier mortgage present you how I
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obtained one particular person with no credit score to a 708
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so for you first-time homebuyers or
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individuals simply do not consider within the credit score
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and hasn’t had credit score and simply use your
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debit card that is what you need to do
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subsequent we come to speak about medical
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collections and the way we will soar up the
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scores hope you’ve loved this so we’ll
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speak to you subsequent week
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take care
